Multimillionaires Were Asked If 'The Harder You Work, The Luckier You Get' Is True. 'You Can't Sink A Long Putt If You Aren't On The Green'
- - Multimillionaires Were Asked If 'The Harder You Work, The Luckier You Get' Is True. 'You Can't Sink A Long Putt If You Aren't On The Green'
Adrian VolenikJanuary 16, 2026 at 8:01 AM
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Someone recently posed a question to multimillionaires: Is the phrase “the harder you work, the luckier you get” actually true, or is building wealth mostly a matter of gambling and being in the right place at the right time?
In Reddit’s r/RichPeoplePF thread, responses from multimillionaires pointed to an obvious takeaway: Luck matters, but those who work hard and position themselves strategically tend to have far more chances to benefit from it.
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Hard Work Creates Opportunity, But Not On Its Own
As one person said, “Working hard doesn’t ensure that you will be lucky, but not working hard will almost always ensure that you won’t be.”
Another echoed the sentiment with a golf analogy. “Luck does require some opportunity,” they said. “For instance, you can’t sink a long putt if you aren’t on the green.”
Across dozens of comments, multimillionaires emphasized that while some level of randomness exists in success, being prepared and showing up consistently creates more chances to get that so-called lucky break.
“I look at it in comparison to my sister,” one commenter shared. “She literally sits at home to take care of her dog – she refuses to look for work. My wife and I were heads down building our business for 13 years. Our [net worth] has grown to about $10 million.”
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Smart Work And Networking Matter Just As Much
While grinding it out is important, others warned that effort alone isn’t enough. “You can dig a lake with a spoon,” one commenter said. “But it’s easier with a bulldozer, and much easier if someone else runs the bulldozer.”
Networking came up repeatedly as a critical factor. “Everything I ever made was due to relationships I had with people smarter than me,” one person said. “If I went to one dinner, that’s luck. But I went to hundreds of dinners and conventions seeking out the sorts of connections that would build my businesses. That’s hard work.”
Others pointed to the concept of increasing your “luck surface area,” a term used by entrepreneurs to describe the idea that the more actions you take, the more likely it is you’ll encounter a breakthrough.
Still, some cautioned against over-romanticizing hustle culture. “The hardest working people I’ve ever known died broke,” one commenter said, adding that knowing what to work on and when to pivot can be more valuable than raw effort.
“Sacrifices are part of the game,” one shared. “Missing birthdays, anniversaries, soccer games is no fun and heartbreaking, but business is also your kid, and sometimes that kid takes priority.”
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Putting Yourself In Position To Win
Financial success stories often stem from showing up prepared when opportunity knocks. But recognizing and seizing that opportunity also takes confidence, planning and sometimes a nudge from a professional.
For those earning a good income but unsure how to turn it into long-term wealth, a vetted financial advisor can help bridge that gap. WiserAdvisor matches you with a qualified financial advisor for a free consultation, helpful for those who've already put in the work but want to grow their money more strategically.
In the end, one person may have said it best: “Every success in life is based on a dice roll. How hard you work determines how often you get to roll the dice.”
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